For B2B Partners
We underwrite, close and fund your referrals. You stay focused on the client.
A few questions about your business and we'll get you set up.
$1.5B+
funded to date
24h
avg. time to fund
5,000+
businesses funded
A+
BBB accredited
Who we fund
Family kitchens, contractors, dental offices, online stores. Since 2010 we've funded thousands of small businesses across more than 70 industries.
One of our top niches
Equipment, inventory, payroll, expansion. Most are funded inside 48 hours, including peak seasons when banks slow down.
Typical funding
$5K–$75K
Time to fund
24–48h
Fastest-growing vertical
Equipment, materials, payroll, job-site cash flow. Approvals don't hinge on the credit score, so jobs don't sit waiting on financing.
Typical funding
$10K–$150K
Time to fund
24–48h
Across our partner network
funded to small businesses.
Businesses
5,000+
Avg. fund time
24h
Industries
73+
BBB rating
A+
How it actually works
A short read on how partners close deals they used to lose to cash flow.
They want to buy but cash alone won't close the deal.
Financing sits next to the usual payment options in your sales flow.
They submit the application with us. The funding agreement is between them and Konnecs Originate.
Full sale amount in 24 hours, plus your commission.
They pay us back over time, directly. You've already been paid and you put up no collateral.
“You got paid in step 04. The repayment loop doesn't involve you.”
What your client actually sees when they apply through you. On their phone, in under two minutes.
Konnecs Originate
Partner: Acme Construction
Pre-qualify
No credit impact · 2 min
Business name
Monthly revenue
Time in business
01
They tap your checkout link and get a short application on their phone. Six fields. No paperwork, no hit to their credit.
Konnecs Originate
Partner: Acme Construction
Application #KONNECS-12847
Reviewing
Usually complete within 24 hours
70% complete
⚡ Most apps are approved in 24h
02
Our underwriting team looks at the business right away. Most clients have a decision inside 24 hours, often the same day.
Konnecs Originate
Partner: Acme Construction
Approved · Funded
Deal closed
Wire to your account
$35,000
03
We wire the full sale amount to your account along with your commission. That closes the sale.
“Three taps on your client's phone, a decision inside 24 hours, and your commission lands the same day the deal funds.”
FAQ
Talk to a real person. We reply within 24 hours, or book a 15-minute intro call directly.
Book a callthe journal
Your customer wants to buy, but the cash flow isn't there. Offering financing sounds like a risk, but there's a way to close the deal without becoming a lender yourself.
Enterprise giants figured this out a decade ago. Now local wholesalers and distributors can do the same, offering financing at the point of sale without the complexity or risk.
Working capital is the oxygen of a distribution business. Here are five concrete strategies, from embedded financing to faster receivables, to keep your business breathing in 2026.
The application takes about 3 minutes. Most partners send their first referral that same week.
Konnecs Originate partner program is operated by authorized independent partners. Konnecs Technologies LLC is not a lender. Funding products are offered by our network of funding partners. Partner compensation varies by deal size, program tier, and product type. Past performance is not indicative of future results. Konnecs Originate does not fund in California or New York.
