For B2B Partners
Turn your referrals into funded deals. We underwrite, close, and fund — you focus on your clients.
Tell us a bit about your business and we'll set you up.
$1.5B+
funded to date
24h
avg. time to fund
5,000+
businesses funded
A+
BBB accredited
Who we fund
From family-run kitchens to growing construction crews — your clients fit right in. We've funded thousands of small businesses across 70+ industries.
One of our top niches
Family kitchens, food trucks, and restaurant groups use OPF for equipment, inventory, payroll, and expansion — funded fast during peak seasons.
Typical funding
$5K–$75K
Time to fund
24–48h
Fastest-growing vertical
Electricians, plumbers, roofers, and contractors tap OPF for equipment, materials, payroll, and job-site cash flow — approved without project delays.
Typical funding
$10K–$150K
Time to fund
24–48h
Across our partner network
funded to small businesses.
Businesses
5,000+
Avg. fund time
24h
Industries
73+
BBB rating
A+
How it actually works
An editorial explainer. Read it once and you'll never lose another sale to cash flow.
They want to buy but cash alone won't close the deal.
Financing as a payment option — embedded in your sales flow.
They submit the application with OPF. You're not part of the deal.
Full sale amount in 24 hours + a commission on top.
Over time, directly. You're already paid. Zero collateral risk.
“You were already paid in step 04. The repayment loop doesn't include you.”
Here's exactly what your client sees when they apply through you — on their phone, in under two minutes.
One Park Financial
Partner: Acme Construction
Pre-qualify
No credit impact · 2 min
Business name
Monthly revenue
Time in business
01
From your checkout link, they open a quick application on their phone. Minimal fields. No paperwork, no credit impact.
One Park Financial
Partner: Acme Construction
Application #OPF-12847
Reviewing
Usually complete within 24 hours
70% complete
⚡ Most apps are approved in 24h
02
Our underwriting team analyzes their business right away. Most clients get a decision within 24 hours — many same day.
One Park Financial
Partner: Acme Construction
Approved · Funded
Deal closed
Wire to your account
$35,000
03
OPF wires the full sale amount to your account, plus your commission. The sale closes. Done.
“Three taps on your client's phone. A decision within 24 hours. A funded sale in yours — and a commission on top.”
FAQ
Talk to a real person. We reply within 24 hours — or book a 15-min intro call directly.
Book a callthe journal
Your customer wants to buy — but the cash flow isn't there. Offering financing sounds like a risk, but there's a way to close the deal without becoming a lender yourself.
Enterprise giants figured this out a decade ago. Now local wholesalers and distributors can do the same — offering financing at the point of sale without the complexity or risk.
Working capital is the oxygen of a distribution business. Here are five concrete strategies — from embedded financing to faster receivables — to keep your business breathing in 2026.
Join the partner program in 3 minutes. Start referring clients this week — no cost, no contract, no sales pressure.
One Park Financial partner program is operated by authorized independent partners. One Park Financial, LLC is not a lender. Funding products are offered by our network of funding partners. Partner compensation varies by deal size, program tier, and product type. Past performance is not indicative of future results. OPF does not fund in California or New York.
