For Equipment Dealers

When your customer can't get leasing, you don't lose the sale.

One Park Financial funds customers based on revenue — not credit score. You keep the sale and earn $500 – $2,500 in referral commission on every funded deal.

48hrs

Avg. Funding Time

Any

Credit Score Accepted

10–12%

Commission Rate

$5K–$500K

Funding Range

Why equipment dealers partner with One Park Financial

A declined credit application does not have to mean a lost sale. Revenue-based funding recovers deals that traditional leasing turns away.

Keep the sale when leasing is declined

Traditional equipment leasing requires a 680+ credit score. Most of your customers who get declined are otherwise creditworthy businesses with consistent revenue. OPF funds based on revenue — not credit.

Earn commission AND close the deal

You keep the sale. You also earn a referral commission of 10–12% on the funding amount. A $12,000 equipment sale earns you $1,200 in referral commission on top of the sale margin.

No risk to you or your customer

The funding is between OPF and the business owner. You make the introduction, we handle underwriting, and the customer gets funded — with no additional paperwork from you.

30K+ businesses funded since 2010

One Park Financial has a track record of funding businesses that traditional lenders turned down. Your customers are in good hands.

Industries we fund

Restaurant Equipment

Commercial ovens, refrigeration, walk-in coolers, dishwashers, POS systems

Construction Equipment

Excavators, skid steers, concrete mixers, lifts, compressors

Auto Repair Equipment

Hydraulic lifts, diagnostic tools, tire balancers, alignment machines

Other Commercial Equipment

HVAC units, medical equipment, printing equipment, laundry machines

Most commercial industries qualify. We do not fund cannabis, firearms, or adult entertainment.

How it works

1

Apply as a dealer partner

5-minute application. Tell us your industry and the types of equipment you sell. We will activate your partner account the same day.

2

Offer funding when leasing is declined

When a customer's credit application is rejected, introduce OPF instead of ending the conversation. One sentence: "We work with a funding company that approves based on revenue, not credit score."

3

We fund, you earn

The customer fills out a quick form. OPF decides within 24 hours. The customer gets funded, buys the equipment, and you earn your referral commission — same day the deal closes.

Case Study
“A restaurant owner needed a $12K walk-in cooler. Traditional leasing declined: credit score 520. OPF funded $12K in 48 hours.”

The dealer kept the sale they would have otherwise lost — and earned $1,200 in referral commission on top of their normal margin.

EquipmentWalk-in cooler
Credit score520 (declined by leasing)
Funding amount$12,000
Time to fund48 hours
Dealer commission$1,200

What your customer needs to qualify

Approval is based on revenue — not credit score. Most customers who qualify for equipment leasing will also qualify here, but so will many who do not.

  • Business in operation for 6+ months
  • $7,500+ average monthly deposits
  • Business checking account
  • Any credit score — bad credit accepted
  • No restriction by industry (except cannabis, firearms, adult)

Stop losing deals to declined credit

Apply as a dealer partner today. It takes 5 minutes, and you can start referring customers immediately after approval.

No minimum referrals
Commission paid same day deal closes
We handle the entire application process
Bilingual support for Spanish-speaking customers

Let's fund more
deals together.

Join the partner program in 3 minutes. Start referring clients this week — no cost, no contract, no sales pressure.

One Park Financial partner program is operated by authorized independent partners. One Park Financial, LLC is not a lender. Funding products are offered by our network of funding partners. Partner compensation varies by deal size, program tier, and product type. Past performance is not indicative of future results. OPF does not fund in California or New York.